When a property is sold at auction for more than what was owed on the mortgage or taxes, the remaining balance — called surplus or overage funds — legally belongs to the former homeowner or their heirs. Unfortunately, many families never know this money exists, and over time, it can be claimed by the state if no one steps forward.

At Overflow Recovery, we help families locate and recover these funds — restoring what’s rightfully theirs through honest, transparent, faith-guided service.

📖 “The wealth of the sinner is laid up for the just.” – Proverbs 13:22

The rightful owner is typically the person (or their heir) who owned the property at the time the foreclosure or tax sale was filed. In some cases, lienholders may have to be paid first — but once those debts are cleared, the remaining equity belongs to you.

Our partnered attorneys will review your case to determine your eligibility and handle every legal filing on your behalf.

Yes, you can attempt to claim them on your own — but the process involves court filings, notarized documents, and strict legal deadlines. Many families who try alone face costly delays or lose their funds due to missed paperwork.

With Overflow Recovery, there’s no cost, no risk, and no guesswork. We cover all attorney, filing, and court fees — and you only pay a small percentage after your funds are successfully recovered.

No, this is a legitimate and regulated process recognized by state law. There are currently billions of dollars in unclaimed surplus funds sitting with county and state agencies across the U.S.

We will never ask for your credit card, bank info, or any payment upfront.

All recovered funds are disbursed through our attorney, who ensures your payment is issued safely and securely.

📖 “Provide things honest in the sight of all men.” – Romans 12:17

We use public record research, courthouse data, and verified property filings to locate individuals connected to unclaimed funds. If you received a call, letter, or email, it’s because our research shows you may have money waiting to be claimed.

You were not randomly contacted — this outreach was intentional, prayerful, and backed by real documentation.

Each state and county has its own process, but most recoveries take 60–120 days from filing to release of payment. Some cases resolve faster depending on the court schedule and verification speed.

Throughout the entire process, our team will keep you updated every step of the way. You’ll never be left wondering where your claim stands.

Nothing upfront. Ever.

We work on a contingency basis, meaning our firm only receives a small percentage of the funds after your claim is paid out.

All attorney and court costs are included in that percentage — you will never receive a bill from us.

📖 “A faithful person will be richly blessed.” – Proverbs 28:20

Surplus funds are held by the local county or state jurisdiction after a foreclosure or tax sale. Once the property sells, the government holds the remaining balance (your equity) in a trust account until it’s claimed.

If unclaimed within the legal timeframe, those funds are turned over to the state — meaning they’re gone forever unless claimed in time.

It all starts with a simple step: reach out.

Once you contact us, we’ll verify your eligibility, explain everything clearly, and begin your claim.
You’ll have full transparency, updates throughout the process, and the peace of mind of knowing that a faith-based, family-centered team is fighting for what’s yours.

📖 “Commit your work to the Lord, and your plans will succeed.” – Proverbs 16:3

At Overflow Recovery, our calling goes far beyond helping families recover lost funds — we’re here to restore hope and stability in uncertain times.

This mission was born through prayer and partnership with HHAYM.org (How Hungry Are You Ministries). A portion of every recovered claim is donated to feed families, clothe the needy, and support ministries that bring the love of Christ to hurting communities.

We believe every restoration story is more than financial — it’s spiritual. It’s about redemption, rebuilding, and readiness.

🕊 “For I was hungry and you gave me something to eat…” – Matthew 25:35

Because true restoration doesn’t stop at a check — it continues with wisdom, stewardship, and preparation.

When families recover lost funds, we help them see beyond the immediate relief and toward a bigger picture — a foundation of faith and preparedness that strengthens their future.

We don’t just celebrate recovered funds; we celebrate restored lives, renewed hope, and peace that only God can give. 💛

The world has changed — and now, more than ever, families are seeking wisdom and readiness for what’s ahead.

Our heart isn’t just to hand you a check but to equip you for the future:

💰 Budget wisely and build emergency reserves

🏠 Eliminate debt and strengthen financial security

🌾 Invest in sustainable resources and food readiness

💒 Support faith-based missions and local outreach

Overflow Recovery isn’t just a service — it’s a movement of restoration, stewardship, and Kingdom readiness.

📖 “The prudent see danger and take refuge.” – Proverbs 22:3

Every claim we help recover makes a ripple that reaches far beyond one family. Through our partnership with HHAYM.org, a portion of all recovered funds helps feed the hungry, clothe the needy, and bring comfort to communities in need.

It’s our way of ensuring that every restored blessing becomes a shared blessing. 🙌

At Overflow Recovery, we believe restoration isn’t complete until it overflows.